Privacy Policy

At PHILCAN Finance, we value your privacy and are committed to protecting your personal information.  This Privacy Policy explains how we collect, use, and disclose your information when you use our website or interact with our services.  Your continued use of this website signifies your acceptance of such revised Terms and Conditions. View the website to review the most recent version of the Terms and Conditions.

Information We Collect

When you visit our website, we may collect certain information automatically, such as your IP address, browser type, and device information.  We also collect information that you voluntarily provide to us, such as your name, email address, and phone number.

How We Use Your Information

We use the information we collect to provide and improve our services, respond to your inquiries, and communicate with you about our products and promotions.  We may also use your information for marketing purposes, but only if you have given us your consent.  We may also use your information for us to help you acquire the credit that you were seeking based on the application information that you have provided voluntarily.

Authorization

By submitting an Application to PHILCAN Finance, you certify that all information which you provide in the Application is true and complete and you authorise PHILCAN Finance or our agents or affiliates to:

  • obtain any and all credit information concerning your Application from any sources which PHILCAN Finance deems appropriate;
  • obtain consumer credit reports from one or more credit reporting agencies in connection with the administration of your Application;
  • communicate with you in-person, by telephone, mail, email, text or any social media platforms;
  • provide updates on the status of your Application, including information concerning whether you pre-qualify for a loan or not, which lender’s loan offer (if any) you choose to accept, or whether your Application for credit is denied; and
  • will not sell or otherwise disclose information concerning your Application, including your personal information, to one or more persons or organisations, affiliates, credit reporting agencies, or wholesale lead providers, any or all of whom may conduct independent searches using the information disclosed in your Application for the purpose of processing and facilitating your Application.

You can withdraw your consent to PHILCAN Finance at any time by notifying us at support@philcanfinance.com or by using the unsubscribe option on any of our electronic messages.

Sharing Your Information

We may share your information with trusted third parties who assist us in operating our website and providing our services.  We may also share your information to our partner banks and lenders as they help us in giving you the credit approval that you need.  We do not sell, disclose or rent your personal information to third parties that do not relate to acquiring credit approval that you have agreed that we work on for you.

Security Measures

We have implemented security measures to protect your information from unauthorised access and use.  However, please note that no method of transmission over the internet or electronic storage is 100% secure.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time.  Any changes will be posted on this page, and the revised policy will be effective immediately upon posting.

Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us at support@philcanfinance.com or call us at 587-991-2773.